Before reaching out to Cooper Financials, we were quite stuck. We had savings we didn't know what to do with, pension pots sitting in the UK, and big life decisions looming: buying a house, thinking about children, figuring out what a sensible mortgage looked like. We were both working and earning, but neither of us had a financial background, and we couldn't get much further with research on our own.

We came to Ellie with a long list of questions and not many answers.

The process

What surprised us was how enjoyable it actually was. These are difficult conversations, money, the future, big decisions - but the way Ellie holds that space made it feel accessible rather than overwhelming. You get to really say what you think, and the response is always practical and down to earth. No jargon, no judgment, just clear thinking.

What we got

At the end of the process we received a comprehensive report that answered every question we'd brought. Tax position, investment strategy, house purchase timeline, pensions - all of it, specific to our situation as freelancers living in Portugal.

What it gave us wasn't just a document. It was clarity of mind. Answers to questions we'd been thinking about for years, almost. And since then we've been taking real steps forward, because now we know what to do and why.

Who Ellie is

Throughout the process it felt like talking to a true expert, but one who's genuinely passionate about this work, which made it as enjoyable as it was useful. That combination is rarer than you'd think.

If you're considering working with Cooper Financials, we'd highly recommend it. Both the process itself, and Ellie specifically.